Transparent pricing with no surprises
No minimum costs, no contracts and no hidden fees. Pay only per successful transaction — and unlock lower rates as your volume grows.
Standard
For businesses getting started and scaling online.
Domestic consumer cards. See the full rate table below.
Get started- Pay per transaction only
- No minimum costs, no contracts
- No hidden fees
- All features included
- Cancel anytime
Volume
For businesses processing over $100,000 per month.
Custom rates based on your volume and payment mix.
Contact sales- Dedicated account manager
- Interchange-plus (IC++) pricing
- Volume discounts
- Multi-product discounts
- Country-specific rates
Online payment method fees
Pay the same low rate for cards and wallets, with transparent fixed fees for local methods.
| Payment method | Rate |
|---|---|
| Mastercard / Visa — domestic consumer | 1.80% + $0.25 |
| Mastercard / Visa — commercial | 2.90% + $0.25 |
| Mastercard / Visa — international | 3.25% + $0.25 |
| American Express | 2.90% + $0.25 |
| Apple Pay / Google Pay | Card-based rates |
| SEPA Direct Debit | $0.35 |
| SEPA Bank Transfer | $0.25 |
| iDEAL / Wero | $0.32 |
| PayPal | Card % + $0.10 |
| Klarna | 2.99%–4.99% + $0.35–$0.45 |
| Przelewy24 | 2.20% + $0.25 |
| paysafecard | 15% |
Rates shown are standard pricing. Final rates may vary by region, volume and payment mix.
Plans for selling in person
Start with no monthly fee, or move to Pro for lower per-transaction rates.
Pay as you go
Great for getting started and lower volumes.
- Up to 1 hardware terminal
- No contract, cancel anytime
Pro
Lower ratesBest for established, higher-volume locations.
- Includes 1 terminal license
- Additional terminals +$20/month each
Terminals for every counter
One-off hardware costs — no rental, no lock-in.
Tap terminal
Turn a compatible phone into a card reader.
Mobile terminal
Portable, all-in-one terminal for on-the-go selling.
Fixed terminal
Reliable countertop terminal for busy locations.
Get your money on your schedule
Choose how often you get paid and keep your costs predictable. Your first five payouts each month are on us.
Pricing questions
Are there any setup or monthly fees on Standard?
No. Standard online pricing has no setup fees, no monthly minimums and no hidden charges — you only pay per successful transaction.
When do I qualify for volume pricing?
Businesses processing over $100,000 per month can move to interchange-plus (IC++) pricing with volume and multi-product discounts and a dedicated account manager.
How much do terminals cost?
The Tap terminal is $95, and both the Mobile and Fixed terminals are $350 — one-off, with no rental.
How often can I get paid?
You can choose daily, weekly or monthly payouts. The first five payouts each month are free, then additional payouts are $0.25 each.
Do you charge for failed payments?
No — you are only charged on successful transactions.
Get pricing tailored to your business
See how ZeroXPay can fit your business. Our team will help you go live in days, not months.
